In the realm of payment processing, your business is likely teeming with bold ideas and grand aspirations. Yet, transforming these aspirations into reality can prove to be a complex and resource-intensive endeavor.
Navigating the intricate landscape of the payments industry is no small task, especially with a myriad of regulations, technical obstacles, and an abundance of jargon to decipher. However, by partnering with QBS AG, you can harness the power of the right technology to actualize your business ambitions and craft distinctive, profitable payment solutions.
Don't limit the ways your customers can pay. We support Mastercard, Visa, and UnionPay International for both virtual and physical card programs – and in multiple currencies - so you can accommodate the payment choices your users demand.
Easily create new features and programs your users will value - incorporate spend management programs, FX travel wallets, or combine a card and bank account offering, to create convenient, innovative products tailored to suit your customers.
QBS AG's platform can deliver every element of data from a transaction through to your system in real time. Receive instant notifications, view live transactions, and learn from data analytics - giving you the ability to monitor, report, and manage your payment program with ease.
With QBS AG's payment processing solution, you can build next-generation services in a matter of weeks. Our APIs are easy to implement at speed, making it easy to launch to and onboard new customers.
Our solution gives you complete flexibility and control over how you manage your payments offering - you can create bespoke fee structures, set tailored parameters, and manage dynamic groups at the individual customer, account balance, or card level.
Coupled with our risk management solution, you can monitor and react to fraud threats in real-time, by viewing and analyzing data right down to the transaction level. Stay ahead of fraud and verify cardholders with our proprietary 3D Secure solution.
QBS AG puts the creativity and control in your hands, and your end-user experience at the forefront. Our flexible, hierarchical back-end solution enables you to create customized programs and design the right features for your customer base.
If you don't have the required license, we can connect you with one of our partners who can support you with BIN sponsorship and the relevant license. You can also rest assured that PCI compliance is covered, reducing the regulatory complexity and costs you have to navigate.
The advantages of payments innovation can be undermined if your fraud and risk management systems lag behind. QBS AG's cutting-edge fraud systems empower a risk-based approach, enhancing your customer insights and effectively preventing fraud.
Data is an indispensable asset in risk management. The sooner you can identify issues, the more effectively you can respond to them.
By consolidating relevant data, conducting comprehensive analysis, and closely monitoring evolving patterns, issuers and acquirers can maintain control over their risk exposure and stay one step ahead of fraudulent activities.
At QBS AG, our Risk Management solutions are specifically designed to achieve these objectives.
While most payment processors provide basic rules-based systems, we recognize that these are no longer sufficient for the demands of the digital age. At QBS AG, we have developed a cutting-edge risk monitoring tool designed to capture every individual data point of a transaction, enabling you to make real-time, risk-based decisions down to the level of each individual transaction.
Our Fraud & Risk Monitoring solution seamlessly integrates with our authorization engines, conducting real-time transaction screening as an integral part of the payment process. What sets us apart is our core platform, ISAAC, which spans across issuing, acquiring, and our banking services. This enables QBS AG's solution to identify emerging fraud patterns much earlier. With our risk tools encompassing the entire suite of QBS AG products, it learns and adapts faster than ever before.
QBS AG's risk monitoring solution provides real-time access to a wealth of data, consolidating information from third-party PEP and sanctions providers, whitelists, periodic checks, and transaction data across various parameters such as merchant codes, BIN, country, issuer, account type, transaction value, industry, and more. Analyzing this extensive dataset equips you with the ability to detect trends and respond swiftly to evolving risk levels.
QBS AG offers a Dedicated Risk Manager tool with integrated case management functionality, providing visibility into your fraud performance and highlighting areas for improvement. Our solution is fully configurable to meet your specific needs, ensuring it aligns with your unique customer base, markets, and geographical requirements.
QBS AG is a tech entity offering sophisticated payment solutions designed for Fintechs, Banks, and Acquirers. It provides a flexible, cloud-centric platform with API integration, promoting efficient, cutting-edge payment operations. Services include processing for issuers and acquirers, along with innovative digital and open banking systems, complemented by strong risk management mechanisms. QBS AG highlights the value of a vibrant, evolving partner ecosystem, catering to the dynamic finance sector with its forward-thinking, resilient, and market-attuned technology solutions. For further information, consider visiting their official website.
